Month: August 2009

The Ultimate Conspiracy Theory – H1N1

Dear Friends,

It looks like Washington is creating another crisis to enable them to grab more power and influence over our lives.  I spoke to my health insurance company’s on-staff nurse about being forced to take H1N1 vaccine in the future.  She so much as confirmed that being a possibility.  Great!  Since I get sick every time I’ve had a flu shot, what is going to happen with this new witch’s brew being rushed to market??

What is sooooo peculiar about this whole issue is the origin of the virus.  Early on, there were rumors that is was a virus escaped from a lab in the U.S. or perhaps a test sight in Mexico.  After all the discussion, it still points to this as a strong possibility after so many months of discussion.  Whether or not is was “weaponized” remains to be seen as the effects so far are mild with “minimal” deaths.  In the many, many years I’ve been aware of the origins of flu, clearly 99.9% of them have origins in Asia, specifically southern China where the mix on species hopping viruses, pigs, ducks, and humans exist.  Why all of a sudden Mexico?  Why the high level alerts at WHO and various countries?

The current administration never lets a crisis go to waste as they forcefully use this to spread fear and grab more power.

This whole situation reeks of pure evil.


The Beat Goes On…

Dear Friends,

Somehow I got on a time-pay scheme for money owed to the Franchise Tax Board.  What a bureaucratic nightmare even at the state (CA) level.  It took over three weeks for them to cash my check.  It will take another 45 days for the amount to register on their ledger.  The reason it came up is that I wanted to pay off the full amount.  The person I spoke to said I would have to wait until September 5 before they could give me a final balance owing.  Believe it or not, the person I spoke to WAS able to identify my payment in process.  Don’t you think this process time is odd when the State of California so desperately needs funds?  Segue over to the clunker program as the Federal Government stiffs the dealers for the $4500 owing on the many cars they have already turned over.  SHEEEESH!  Give me a break!!

And we want the Feds involved in our personal health decisions?  Forget about the Post Office, Medicare, FEMA , Social Security, etc.

I have decided to turn off ALL the silly rhetoric from all sides.  There is just too much dis-information out there.  I spoke to a friend in British Columbia today.  He was really upset about all the bad-mouthing going on about the Canadian medical system.  Sure, there are some bureaucratic issue, but the opponents in the U.S. used an example of a person coming to the U.S. from Canada for medical care… but, the issue was paid for by the Canadian system… so where was the rub??

We have to be very careful to whom we listen, for sure.

What I see is everyone starting to gang up on the insurance companies because of outrageous profits recently (according to one source)… but not the slightest peep from our “leaders” about tort reform… NOT A PEEP.  Not even on the table.

This Canadian friend pointed out that his wife worked with a brain surgeon who had to pay $450,000 per year in mal-practice insurance with NO claims.  That is when I got an ear full about the insurance companies.

As noted in a previous e-mail, there is blame all the way around.

When the billed price by the doctor is $450 and the negotiated price is $175 from the insurance company, who is the bad guy here?  The doctor for charging too much or the insurance company for paying too little… all the while jacking up the consumer price for their services 17-20% per year??

One cannot force the insurance companies to lose money or to accept  certain money-losing business for the long-term, however, from my viewpoint, as a small business person, why can’t I join other small businesses and form a large pool to negotiate the best rates.  Is this a case of divide and conquer?

Why does the U.S. Government feel it is necessary to come in and totally disrupt a system that is basically working but needing repairing?  Why can’t they “play” with Massachusetts, since they’ve already implemented some sort of universal health care instead of disrupting the whole country.  This simple example shows the rank stupidity of the has-been lawyer congressmen we currently have in place.  I have very little regard for any of the persons currently in place in Washington.  Even the people just sent are soon corrupted by the malignant cancer in Washington D.C.

I, and many others, have concluded this is nothing more than a huge power grab to push the country to the left and has little or nothing to do about the welfare of the people.

Elitists and Statists… 99% of them.  Besides the power grab, it is simply paying back favors to the various unions and other special interests.  Corruption at a level that I’ve never seen except in banana republics.  We’ll be there soon if the sleeping giant does not awaken in time.

We need some sort of taxpayers revolt before they bleed us dry.  This is the only thing that can bring this under control… i.e. turn off the money spigot before the Chinese do, if they haven’t already.  We have become so afraid of the people that are supposed to be working for us that we don’t know what to do or how to do it.  Look at how the left destroys people, their families and lives, if they are opposed.  When will this end or be minimized?  I’d hoped the power feeding frenzy would take out many of these clowns, but the collateral damage is awful.

Will a quality leader finally arise from the Democrat ashes?


More On Obamacare…

Dear Friends,

At the end of this e-mail is a White House e-mail that was previously forwarded.  Just below is a response to the person that originally sent me that e-mail from HIS list.  I think it is a very good summary.  Based on the current politics in Washington, we have concluded that taking the “public option” off the table is a Trojan Horse of diversion.



I am responding to your request that I consider the information about health care legislation coming out of the White House. I have done that and am providing  my opinion about the communication that David Axelrod sent to you. First, I have one important request of you and the addressees above. Please ensure that my comments do not go beyond you and the people you sent the message to listed above. I do not want it to go to the White House where I am unsure of how it will be used. The Presidential Records Act requires that all messages sent to the the White House must be recorded and archived.
The urgent drive to pass health care legislation is not about health care only. It is the first step in a grand plan to transform our economy and political system into a European style socialism which is failing while President Obama, who has been committed to it for many years, wants to embrace it. If he can take almost 20 percent of our economy under the control of the federal government while he also runs the auto industry, he will have achieved the first big step in his agenda.  Barack and Michelle Obama, coming from a combination of an elite education and a Chicago street environment, do not understand nor appreciate the real fabric of America. They are tone deaf to the rebellion against their policies and find it easy to charge those of  us who oppose an enormous government takeover as being obstructionists or worse. Margaret Thatcher phrased it best when she said,”The problem with socialism is that eventually your run out of other people’s money.”
Why do you accept  Axelrod’s contentions as truth? If so, I suggest that you put on the clear-eyed financial officer hat and the skeptic’s cloak that you wore when George Bush was President and you said that, “All politicians lie”. How can Axelrod say that reform will include the eight specific provisions in his message when the White House has not put forward a suggested bill and the Democrats do not have one bill in progress but three or more? Why does he not provide the specific provisions in the legislation which support his claims? To use a White House term, it is “fishy”.
But let us assume that Axelrod is or will be correct about a bill to create nationalized health care which he calls health care reform.. Reliable recent polls indicate that 74 percent of likely voters rate their health insurance as good or excellent. Why then are we rushing to pass a sweeping health care bill before it has been studied and digested fully? If it is so good then surely it can stand up to careful scrutiny over several months.  We , like our Congress, have been unable to wade through the thousands of pages of the various bills. Why can’t each bill be boiled down to ten to twenty pages each? As a business person, would you have ever accepted a proposal from a vendor and written a check for the services if if was more than twenty pages?
The promises of David Axelrod and Barack Obama are enticing to those who do not think about them criltically.. Stop for a moment, however, and consider them more carefully.
HOW WILL THE PROMISES BE PAID FOR?. Obama says it will come from savings which he estimates now to be magically equal to the one trillion dollars of costs.. Do you know of any government program which has met its cost and savings projections?  Consider the situation of Medicare. House Ways and Means analysts in 1967 projected that it would cost $12 billion in 1990. They were off by a factor of ten. Spending was $110 billion. If we are to get the eight promises Axelrod lists in his message below, the payment for them has to come from somewhere. Even Obama  has admitted this at a  town hall meeting this week. Thus, we have several alternatives:
1.. Taxes will be raised on the top two percent of the population who already pay more than 50 percent of the personal income taxes,  thus lowering their incentive and ability to donate to charity and to flow investment money to venture companies which are the engines for the launch of promising start-up businesses and where new jobs are created.
2  Taxes will have to be raised on the middle class since no matter how much you tax the “wealthy” it will not yield enough to pay for the rest of us including the 45 percent who pay no income taxes. What will be the burden on Sean and others of his generation as they reach their maximum earnings years? I for one do not think that people in their fifties and sixties should be shifting their financial responsibilities onto to the Seans of the world.
3. Taxes or expenses will be raised for businesses with a payroll of over $500,000 who will then be likely to cut salaries, eliminate jobs or push all employees into the public option.  A typical small business that I know of had a  $500,000  payroll with only twenty employees. It was able to pay the employee health insurance  premiums because it, like most other companies, did not provide the seemingly unlimited benefits in Axelrod’s promises.
DEMISE OF HEALTH INSURANCE COMPANIES. Since the insurance companies will not be able to absorb the additional costs of the promised benefits and remain profitable and viable, they will exit the health care business resulting in people losing their jobs and forcing the government to take on the huge number of people who will be without private insurance. It is my firm belief that this is the ultimate goal of Obama since in the past he said on more than one occasion that we should be on a single payer system. He could also hire the former insurance company employees into federal government employment which Michelle says is more noble than establishing  a career in private industry.
Once we get onto a single payer system, we shall be no better off than my friends in England. See #2 below. 
Here are three personal examples of the shortcomings and questionable aspects of the Obama/Congressional plans.
1. CARE FOR THE ELDERLY. President Obama came to the Monterey Peninsula to pitch his plan to the area doctors in an event which was not disclosed to the press. At the meeting an associate of my cardiologist indicated that he had just performed an arterial stent for a 76 year old woman who was otherwise in very good health and has a family history of longevity indicating that she will now be likely to live an additional ten years or more. He asked, “Will I be authorized to perform this procedure in similar circumstances under the proposed plan”. Obama’s answer was, “Probably not.” I am 76 years old, have heart disease and am married to a woman who is likely to live to be at least 95 years old. What do you and Mr. Axelrod have to say to us?
2..THE ENGLISH SINGLE PAYER SYSTEM EXAMPLE. My 74 year old friend is living in England and relies on the British national health services. He had by-pass surgery in the U.S. when he was 60. Last year he went to the British clinic and requested a cardiovascular stress test to determine if any other procedure may be necessary.It would be available and paid for by most U.S. insurance policies. The doctor asked him if he was experiencing chest pains or was having trouble walking. My friend indicated “No” but said that he wanted to be learn if there was any impending problem. (I have one of these each do most heart disease patients.) The doctor replied, “You Yanks, you expect to live forever.” Dan had to wait until they visited the U.S to get the test. His wife who has a serious back ailment had to wait over three months to get an appointment with a specialist to help alleviate the excruciating  pain, Dan and Leslie tell me that these incidents are commonplace.
3. THE END OF LIFE COUNSELING. We will be entitled to have this benefit every five years after a certain age thanks to Obama. Why is he so intent on giving us this service when it is readily available from the social services of hospitals at no cost, from various non-profit organizations and our personal physicians? Once the funds are provided,you can be sure that there will be pressure to give and record the service, Why? Our far left Congressman in Monterey,Sam Farr, promoted this service heavily in his town hall “propaganda forums”. He said that he did not want to take on this decision burden for his father but was fortunate that his wife had already discussed it with his elderly Dad and prepared the necessary instructive documents.  Are we so stupid that we cannot do the same without relying on the government to pay for the service out of your taxes? There is something very frightening here especially in light of the writings of Rahm Emmanuel’s brother, Ezekiel, an advisor to the White House on health care. He has raised a point of view which suggests that the decision to provide various treatments under a universal health care system should consider the expense compared to the level of activity and value of those people to society.
 Since  reliable recent polls show that 74 percent of voters rate their health coverage as good or excellent, why should they change based on the unproven claims of Mr. Axelrod? Why don’t we create reforms which provide relief to those people based on real need who are not well served by the current system rather than making everyone else buy into something which we do not need or want? It would be far less expensive and less disruptive.
Having read, “Rules for Radicals” by Saul Alinsky whose principles of  peaceful revolution and community organization have formed the basis for the thinking of Obama and his friend the Weatherman William Ayers before him, I fear for my country as never before. Read it if you want to have a glimpse of the near future and the tactics of Obama and Axelrod. Remember during the campaign, Michelle Obama said boldly that when her husband becomes President, we will not be able to continue to live the way we have before. She was promptly pulled from the campaign for several weeks.
Again, please do not send my message to you on to the White House as requested by the President’s Communications Director since it presents a dissenting viewpoint which is  called by White House operatives as disinformation and lies. It is meant only for you and the list of people to whom you have written. I prefer not to be on any list of people to whom the White House will initiate communications unilaterally and directly. I have the ability to obtain information from a variety of other sources and do not want to rely on the Obama political operatives for questionable information. It is curious that people on the left castigated and still criticize Karl Rove as being too political but blindly follow David Axelrod and even disseminate his propaganda to lists of people at the urging of the White House. The request by the Communications Director asking us to snitch on each other to the government is chilling and reminiscent of the youth movement in National Socialist Germany before WW II.
Obama told us that he will create “a civilian force bigger and more well funded than the U.S. military”. I am beginning  to see clearly what he intends to do.  Since you were the recipient of the message directly from Axelrod and he refers to you as Dear Friend” it appears that he is confident that you will or have already enlisted in this new army?  Please protect me from this force.
— On Thu, 8/13/09, David Axelrod, The White House <> wrote:

From: David Axelrod, The White House <>
Subject: Something worth forwarding
Date: Thursday, August 13, 2009, 1:16 PM

Dear Friend,

This is probably one of the longest emails I’ve ever sent, but it could be the most important.

Across the country we are seeing vigorous debate about health insurance reform. Unfortunately, some of the old tactics we know so well are back — even the viral emails that fly unchecked and under the radar, spreading all sorts of lies and distortions.

As President Obama said at the town hall in New Hampshire, “where we do disagree, let’s disagree over things that are real, not these wild misrepresentations that bear no resemblance to anything that’s actually been proposed.”

So let’s start a chain email of our own. At the end of my email, you’ll find a lot of information about health insurance reform, distilled into 8 ways reform provides security and stability to those with or without coverage, 8 common myths about reform and 8 reasons we need health insurance reform now.

Right now, someone you know probably has a question about reform that could be answered by what’s below. So what are you waiting for? Forward this email.


David Axelrod
Senior Adviser to the President

P.S. We launched this week to knock down the rumors and lies that are floating around the internet. You can find the information below, and much more, there. For example, we’ve just added a video of Nancy-Ann DeParle from our Health Reform Office tackling a viral email head on. Check it out:

8 ways reform provides security and stability to those with or without coverage
1. Ends Discrimination for Pre-Existing Conditions: Insurance companies will be prohibited from refusing you coverage because of your medical history.
2. Ends Exorbitant Out-of-Pocket Expenses, Deductibles or Co-Pays: Insurance companies will have to abide by yearly caps on how much they can charge for out-of-pocket expenses.
3. Ends Cost-Sharing for Preventive Care: Insurance companies must fully cover, without charge, regular checkups and tests that help you prevent illness, such as mammograms or eye and foot exams for diabetics.
4. Ends Dropping of Coverage for Seriously Ill: Insurance companies will be prohibited from dropping or watering down insurance coverage for those who become seriously ill.
5. Ends Gender Discrimination: Insurance companies will be prohibited from charging you more because of your gender.
6. Ends Annual or Lifetime Caps on Coverage: Insurance companies will be prevented from placing annual or lifetime caps on the coverage you receive.
7. Extends Coverage for Young Adults: Children would continue to be eligible for family coverage through the age of 26.
8. Guarantees Insurance Renewal: Insurance companies will be required to renew any policy as long as the policyholder pays their premium in full. Insurance companies won’t be allowed to refuse renewal because someone became sick.
Learn more and get details:

8 common myths about health insurance reform
1. Reform will stop “rationing” – not increase it: It’s a myth that reform will mean a “government takeover” of health care or lead to “rationing.” To the contrary, reform will forbid many forms of rationing that are currently being used by insurance companies.
2. We can’t afford reform: It’s the status quo we can’t afford. It’s a myth that reform will bust the budget. To the contrary, the President has identified ways to pay for the vast majority of the up-front costs by cutting waste, fraud, and abuse within existing government health programs; ending big subsidies to insurance companies; and increasing efficiency with such steps as coordinating care and streamlining paperwork. In the long term, reform can help bring down costs that will otherwise lead to a fiscal crisis.
3. Reform would encourage “euthanasia”: It does not. It’s a malicious myth that reform would encourage or even require euthanasia for seniors. For seniors who want to consult with their family and physicians about end-of life decisions, reform will help to cover these voluntary, private consultations for those who want help with these personal and difficult family decisions.
4. Vets’ health care is safe and sound: It’s a myth that health insurance reform will affect veterans’ access to the care they get now. To the contrary, the President’s budget significantly expands coverage under the VA, extending care to 500,000 more veterans who were previously excluded. The VA Healthcare system will continue to be available for all eligible veterans.
5. Reform will benefit small business – not burden it: It’s a myth that health insurance reform will hurt small businesses. To the contrary, reform will ease the burdens on small businesses, provide tax credits to help them pay for employee coverage and help level the playing field with big firms who pay much less to cover their employees on average.
6. Your Medicare is safe, and stronger with reform: It’s myth that Health Insurance Reform would be financed by cutting Medicare benefits. To the contrary, reform will improve the long-term financial health of Medicare, ensure better coordination, eliminate waste and unnecessary subsidies to insurance companies, and help to close the Medicare “doughnut” hole to make prescription drugs more affordable for seniors.
7. You can keep your own insurance: It’s myth that reform will force you out of your current insurance plan or force you to change doctors. To the contrary, reform will expand your choices, not eliminate them.
8. No, government will not do anything with your bank account: It is an absurd myth that government will be in charge of your bank accounts.  Health insurance reform will simplify administration, making it easier and more convenient for you to pay bills in a method that you choose.  Just like paying a phone bill or a utility bill, you can pay by traditional check, or by a direct electronic payment. And forms will be standardized so they will be easier to understand. The choice is up to you – and the same rules of privacy will apply as they do for all other electronic payments that people make.
Learn more and get details:

8 Reasons We Need Health Insurance Reform Now
1. Coverage Denied to Millions: A recent national survey estimated that 12.6 million non-elderly adults – 36 percent of those who tried to purchase health insurance directly from an insurance company in the individual insurance market – were in fact discriminated against because of a pre-existing condition in the previous three years or dropped from coverage when they became seriously ill. Learn more:
2. Less Care for More Costs: With each passing year, Americans are paying more for health care coverage. Employer-sponsored health insurance premiums have nearly doubled since 2000, a rate three times faster than wages. In 2008, the average premium for a family plan purchased through an employer was $12,680, nearly the annual earnings of a full-time minimum wage job.  Americans pay more than ever for health insurance, but get less coverage. Learn more:
3. Roadblocks to Care for Women: Women’s reproductive health requires more regular contact with health care providers, including yearly pap smears, mammograms, and obstetric care. Women are also more likely to report fair or poor health than men (9.5% versus 9.0%). While rates of chronic conditions such as diabetes and high blood pressure are similar to men, women are twice as likely to suffer from headaches and are more likely to experience joint, back or neck pain. These chronic conditions often require regular and frequent treatment and follow-up care. Learn more:
4. Hard Times in the Heartland: Throughout rural America, there are nearly 50 million people who face challenges in accessing health care. The past several decades have consistently shown higher rates of poverty, mortality, uninsurance, and limited access to a primary health care provider in rural areas. With the recent economic downturn, there is potential for an increase in many of the health disparities and access concerns that are already elevated in rural communities. Learn more:
5. Small Businesses Struggle to Provide Health Coverage: Nearly one-third of the uninsured – 13 million people – are employees of firms with less than 100 workers. From 2000 to 2007, the proportion of non-elderly Americans covered by employer-based health insurance fell from 66% to 61%. Much of this decline stems from small business. The percentage of small businesses offering coverage dropped from 68% to 59%, while large firms held stable at 99%. About a third of such workers in firms with fewer than 50 employees obtain insurance through a spouse. Learn more:
6. The Tragedies are Personal: Half of all personal bankruptcies are at least partly the result of medical expenses. The typical elderly couple may have to save nearly $300,000 to pay for health costs not covered by Medicare alone. Learn more:
7. Diminishing Access to Care: From 2000 to 2007, the proportion of non-elderly Americans covered by employer-based health insurance fell from 66% to 61%. An estimated 87 million people – one in every three Americans under the age of 65 – were uninsured at some point in 2007 and 2008. More than 80% of the uninsured are in working families. Learn more:
8. The Trends are Troubling: Without reform, health care costs will continue to skyrocket unabated, putting unbearable strain on families, businesses, and state and federal government budgets. Perhaps the most visible sign of the need for health care reform is the 46 million Americans currently without health insurance – projections suggest that this number will rise to about 72 million in 2040 in the absence of reform. Learn more:

The White House • 1600 Pennsylvania Ave NW • Washington, DC 20500 • 202-456-1111

The Achilles Heel of ObamaCare

Dear Friends,

The Achilles Heel of ObamaCare is CHANGE, where change may not be necessary.  Everyone agrees that some tweaks and adjustments are needed and those tweaks and adjustments certainly depend on who you are talking to…

If doctors, it is their battle with tort lawyers (malpractice insurance rates), and negotiated rates and payment times from insurance companies.
If lawyers, getting their corrupt connections in Congress to deliver more milk and honey.
If Insurance companies, it is the constant increase in service and pharmaceutical costs.
If hospitals, it is the illegal aliens and other deadbeats.
If patients, it is rising insurance costs, and constant manipulation of coverage clauses.
If nurses, it is wage and benefit abuse.
If health workers, it is the union.
If old, it is Medicare.
…the list goes on.

Obama’s solution is to effectively throw all this out and move quickly to a single payer system.  The most obvious outcome is rationing and a drop in quality of coverage.  No matter what the union goons the Obama Administration is “indirectly” sending out say, the government will most certainly screw it up.  I think SNAFU and FUBAR came from the military…still part of the government.  So it starts… and and and